Privacy Policy

Last Updated: September 26, 2026

Ranwell Insurance respects your privacy. This Privacy Policy explains the types of information we may collect when you visit RanwellInsurance.com, contact us, submit information through our website, or otherwise interact with Ranwell Insurance online. It also explains how we may use, disclose, and protect that information.

By using this website, you acknowledge the practices described in this Privacy Policy. If you do not agree with this Privacy Policy, please do not submit personal information through the website.

Information We May Collect

The information we collect depends on how you interact with Ranwell Insurance.

Information You Provide to Us

When you contact us or submit a form, you may choose to provide information such as:

  • Your name
  • Email address
  • Telephone number, when provided
  • Information included in your message or inquiry
  • Your communication preferences
  • Information you voluntarily provide when asking a life insurance question or requesting that we contact you

Please do not submit highly sensitive information through the website contact form, including Social Security numbers, financial-account numbers, payment-card information, passwords, or detailed medical records.

Information Collected Automatically

When you visit the website, certain information may be collected automatically by the website, hosting environment, analytics services, security tools, cookies, or similar technologies.

Depending on the technologies in use, this information may include:

  • Internet Protocol (IP) address
  • Browser and device information
  • Operating system
  • Pages visited
  • Date and time of visits
  • Referring pages or websites
  • Approximate geographic information derived from an IP address
  • Website interactions and usage information
  • Other technical or diagnostic information

How We May Use Information

Ranwell Insurance may use information collected through the website for purposes such as:

  • Operating, maintaining, securing, and improving the website
  • Responding to questions, messages, or requests
  • Providing requested information about life insurance topics or services
  • Responding by email when you contact us
  • Calling you when you voluntarily provide a telephone number and request or authorize a callback
  • Understanding how visitors use the website
  • Measuring website performance and improving content
  • Detecting, preventing, or investigating fraud, abuse, security incidents, or technical problems
  • Complying with applicable legal or regulatory obligations
  • Protecting the rights, safety, and property of Ranwell Insurance, website visitors, or others

Contact Form Information

Ranwell Insurance uses a website contact form to allow visitors to send questions and requests.

Submitting the form may provide Ranwell Insurance with your name, email address, telephone number if you choose to provide one, and the information contained in your message.

A telephone number is not required merely to send a message unless the form specifically indicates otherwise. If you choose to provide a telephone number and affirmatively request or authorize a callback, Ranwell Insurance may use that number to respond to your request according to the consent language presented with the form.

Submitting a general website inquiry does not by itself authorize unrelated marketing calls or text messages beyond the consent you actually provide.

Telephone and Electronic Communications

If you voluntarily provide contact information, Ranwell Insurance may use that information to respond to your inquiry or communication request.

Where consent is required for a particular type of telephone call, text message, or other electronic communication, we intend to rely on the consent presented and obtained in connection with that communication.

Consent to receive marketing communications, when applicable, is not a condition of purchasing goods or services unless expressly permitted by law.

You may ask us to stop particular marketing communications by following the instructions provided with the communication or by contacting us.

Cookies and Similar Technologies

RanwellInsurance.com may use cookies and similar technologies for functions such as website operation, security, analytics, preferences, and performance measurement.

A cookie is a small data file that a website may store through your browser. Some cookies are necessary for website functionality, while others may be used for analytics or other purposes.

Your browser may allow you to block or delete cookies. The website may also provide a cookie or consent-management tool when required or appropriate. Disabling certain cookies may affect some website functionality.

Analytics

Ranwell Insurance may use analytics services to understand how visitors interact with the website. Analytics information can help us evaluate matters such as page visits, traffic sources, device types, website performance, and general usage patterns.

Analytics providers may use cookies or similar technologies according to their own terms and privacy practices. Where required, analytics technologies may be subject to applicable consent choices presented on the website.

How We May Share Information

Ranwell Insurance does not need to publicly disclose your personal information simply because you contact us. We may disclose information when reasonably necessary for purposes described in this Privacy Policy.

Depending on the circumstances, information may be shared with:

  • Website and technology service providers: Companies or service providers that support website hosting, email delivery, contact forms, analytics, security, spam prevention, communications, or other website operations.
  • Insurance-related parties: If you specifically request assistance involving insurance coverage or another insurance-related service, information may be provided to an appropriately licensed insurance professional, insurance provider, or other party when reasonably necessary to respond to or facilitate that request.
  • Professional advisors: Attorneys, accountants, consultants, or other professionals when reasonably necessary for legal, regulatory, business, or compliance purposes.
  • Government or legal authorities: Information may be disclosed when required by applicable law, regulation, court order, subpoena, legal process, or valid governmental request.
  • Business successors: Information may be transferred in connection with a merger, acquisition, restructuring, sale of assets, or similar business transaction, subject to applicable law.
  • Other parties with your direction or consent: We may disclose information when you direct us to do so or otherwise provide appropriate consent.

Ranwell Insurance does not claim that information will be shared with a particular insurance company or other insurance professional merely because you visit the website or submit a general question.

Affiliate and Referral Relationships

Ranwell Insurance may use affiliate, referral, advertising, or other commercial relationships in connection with the website or insurance-related services.

If you choose to follow an affiliate or referral link, contact another company, or request a service involving a third party, that third party may collect information directly from you under its own privacy policy and terms.

Ranwell Insurance does not control the privacy practices of independent third-party websites, insurance providers, affiliate partners, or other outside organizations.

Third-Party Websites

RanwellInsurance.com may contain links to websites operated by third parties. A link does not mean Ranwell Insurance controls that website or its privacy practices.

If you leave RanwellInsurance.com and visit another website, review that website’s privacy policy before providing personal information.

Data Retention

Ranwell Insurance may retain personal information for as long as reasonably necessary for the purposes for which it was collected, including responding to inquiries, maintaining appropriate business records, complying with legal or regulatory obligations, resolving disputes, preventing fraud or abuse, and protecting legal rights.

Retention periods can vary depending on the type of information, why it was collected, applicable legal requirements, and legitimate business needs.

Data Security

Ranwell Insurance uses reasonable administrative, technical, and organizational measures intended to protect information handled through the website.

However, no method of transmitting information over the Internet or storing information electronically can be guaranteed to be completely secure. We therefore cannot guarantee the absolute security of information submitted online.

For that reason, please do not submit Social Security numbers, payment-card information, financial-account credentials, passwords, or detailed medical records through the general website contact form.

Your Privacy Choices and Requests

Depending on where you live and applicable law, you may have rights or choices concerning certain personal information.

You may contact Ranwell Insurance to request that we:

  • Provide information about personal information we maintain about you, when applicable
  • Correct inaccurate information you previously provided
  • Delete information when applicable and when we are not required or permitted to retain it
  • Address a privacy-related question or concern
  • Stop certain marketing communications

We may need to verify a request before acting on it. Certain information may also need to be retained when required or permitted by law, for recordkeeping, fraud prevention, dispute resolution, regulatory obligations, or other legitimate purposes.

State Privacy Rights

Residents of certain states may have additional privacy rights under applicable state law. Those rights and whether they apply can depend on factors such as residency, the type of information involved, the nature and size of the business, and statutory exemptions.

Ranwell Insurance will evaluate applicable privacy requests according to the laws that apply to the request and our operations.

To submit a privacy-related request, contact us using the information provided at the bottom of this Privacy Policy.

Children’s Privacy

RanwellInsurance.com is intended for a general adult audience researching life insurance and related topics. The website is not directed to children under 13, and Ranwell Insurance does not knowingly seek to collect personal information online from children under 13.

If you believe a child under 13 has submitted personal information to Ranwell Insurance through the website, please contact us so the matter can be reviewed.

Insurance and Health Information

Life insurance questions can involve health information. The general Ranwell Insurance contact form is not intended to serve as a medical-record portal or secure repository for detailed health records.

If information beyond a general inquiry is required for an insurance application or underwriting process, the applicable insurer, licensed insurance professional, or service provider may use separate applications, authorizations, privacy notices, or secure systems for collecting that information.

The privacy practices governing information submitted directly to another insurer, insurance professional, or third-party service are determined by that party’s applicable privacy notices and legal obligations.

Do Not Send Sensitive Financial Information Through the Contact Form

Do not use the general website contact form to send:

  • Social Security numbers
  • Bank-account numbers
  • Credit- or debit-card numbers
  • Passwords or account credentials
  • Copies of government identification
  • Detailed medical records
  • Other highly sensitive information that is not necessary for a general website inquiry

If sensitive information is legitimately required later in an insurance process, use the secure method provided by the appropriate insurer or authorized party.

Contact Form Consent and Privacy

When Ranwell Insurance requests consent for a particular communication through a website form, the consent language displayed with that form applies to that communication request.

For example, if you voluntarily provide a telephone number and select an option requesting or authorizing a callback, Ranwell Insurance may use the number you provided to respond according to that consent.

You are not required to provide a telephone number simply to submit a general email inquiry unless the form specifically states otherwise.

This Privacy Policy explains how information may be handled. It does not expand the scope of any telephone, text-message, or marketing consent you provide through a specific form.

Email Communications

If you contact Ranwell Insurance by email or provide your email address through the website, we may use that address to respond to your inquiry and communicate with you about the matter you contacted us about.

Email is not always a secure method of communication. Please do not send Social Security numbers, payment information, passwords, detailed medical records, or other highly sensitive information through ordinary email.

Telephone Communications

If you call Ranwell Insurance, or if you voluntarily provide a telephone number and request or authorize a callback, your telephone number and information related to the communication may be used to respond to your inquiry.

If Ranwell Insurance later uses third-party communication or call-handling services, those providers may process information as necessary to provide the applicable service and subject to appropriate agreements, legal requirements, and their respective roles.

Insurance Applications and Third-Party Providers

RanwellInsurance.com primarily provides educational life insurance information and a way to contact Ranwell Insurance.

If you choose to pursue an insurance product or service through an insurer, licensed insurance professional, affiliate partner, referral partner, or other third party, additional information may be requested outside the general Ranwell Insurance contact form.

That process may be governed by separate applications, authorizations, disclosures, privacy notices, terms, and insurance-company requirements.

Before submitting personal or sensitive information to another company or professional, review the privacy information provided by that party.

Changes to This Privacy Policy

Ranwell Insurance may update this Privacy Policy from time to time to reflect changes in the website, business practices, technologies, legal requirements, or services.

When this Privacy Policy is materially updated, the “Last Updated” date at the top of the page may be revised.

We encourage visitors to review this page periodically for the current version of the Privacy Policy.

Contact Ranwell Insurance About Privacy

If you have a question about this Privacy Policy or want to submit a privacy-related request, you can contact Ranwell Insurance at:

Email: support@ranwellinsurance.com

You may also use our Contact page for general questions.

This Privacy Policy is intended to describe Ranwell Insurance’s website privacy practices in general terms. Specific rights, obligations, disclosures, and procedures may vary depending on applicable law, the nature of the information involved, and any third-party service or insurance process you choose to use.